Having the right insurance covers in place is essential to protecting your place of worship or community, and safeguarding its future.
We understand that religious organisations are volunteer-led, often in community-based religious buildings, and are home to a wide range of activities that benefit the community. However, across the UK, places of worship are seeing an increased exposure to risks and the growing possibility of claims being made. Faith insurance is special cover which protects all aspects of your faith based organisation.
We can provide specialist insurance for all religious institutions including but not limited to Churches, Gurdwaras, Mosques, Synagogues and Temples.
You can choose from an extensive range of covers which are tailored to suit your needs:
This covers damage to your insured property, whether that be your buildings, contents, electronic equipment, or money, from a variety of unforeseen events, such as earthquakes, fire, flooding or theft.
Public & Products Liability
Cover against claims by third parties (including visitors and worshippers) for injuries suffered or property damaged arising out of your activities. For example, if a worshipper suffers an injury due to slipping on a wet floor when visiting your premises.
Cover against claims by employees and volunteers for injuries caused during their employment. For example, a volunteer was to slip off a ladder whilst putting up decorations.
Remember, Employers’ liability insurance is compulsory by law, and you could be charged hefty fines for each day you are not covered.
Financial protection for individuals in positions of authority – such as trustees or committee members - if a claim is made against them for committing a wrongful act that is damaging to the organisation.
Cover for your legal costs in defending a claim brought against you. For example, an ex-employee initiates a claim for unfair dismissal.
These Additional covers are also available should you need them:
If you cannot see the cover, you require then please contact us to discuss and we will do our best to facilitate your needs.
Protection against liability claims made against you or your organisation.
Protection against the cost of compensation claims arising from employee illness or injury as a result of their work for you.
Cover for any claim made against your organisation by a client or customer for any losses they suffer as a result of your work or advice.
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Insurance tailored to your needs
A range of policies that protect your business against financial loss regardless of size. This could be from damage to your property, theft of your stock or equipment, or legal costs either arising from injuries to your staff or members of the public.
A range of policies that protect your charity, community group or not for profit organisation, from accidents involving volunteers or event visitors to allegations of wrongdoing against trustees.
A range of policies that protect your place of worship such as Church, Temple, Mosque or other religious building from damage, theft of religious artifacts to accidents involving volunteers.