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Schools & other independent educational institutions face unique and, in some cases, complex risks.

We know that Independent Schools can offer different levels of education for different types of students, so whether you offer specialist education, rehabilitation or education with specialist college services we can find the best policy for you.

Standard business insurance is not adequate for independent schools because they are specialised in offering care educational and care related services. If you are running an independent school in the UK without a comprehensive policy in place, you are putting your business and residents in a vulnerable position. 

Our insurance policies are bespoke and tailored to suit your individual business needs, our dedicated team work on your behalf to get the policy most proficient for you and for the best price.

You can choose from an extensive range of covers which are tailored to suit your needs.

Some covers we believe are most beneficial to an independent school:

Employers Liability

Cover against claims by employees and volunteers for injuries caused during their employment.

Remember, Employers’ liability insurance is compulsory by law, and you could be charged hefty fines for each day you are not covered.

School fees protection

In the event of a parent or fee payers’ subsequent death after taking out insurance we will pay termly fees direct to your child’s school until the child concerned reaches 18 or leaves school.

Personal accident

Treatment for any accident with no exclusions for sporting or leisure activities which is specific to schools.

Personal possessions

Cover for loss, theft or damage to your pupils’ possessions, including high value items such as bikes and laptops.

These Additional covers are also available should you need them:

  • Contract disputes
  • Property- buildings, contents and equipment
  • Business interruption
  • Governors’ liability
  • Money
  • Professional indemnity
  • Legal protection
  • Equipment breakdown
  • Cyber protection
  • Terrorism

Independent school insurance in action:

Contract disputes

A dispute over childcare fees that a parent owed to your school is took to the courts, the parent counterclaims to get their deposit back meaning you are liable to pay legal fees and not recover the debt owed. The court struck out the parents claim in your favour and the debt was eventually paid however the insurer covered the legal costs meaning you are not out of pocket.

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Get a quote from us for your Independent Faith School Insurance.

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Extensive cover for complex needs

Public liability

Protection against liability claims made against you or your organisation.

Employers liability

Protection against the cost of compensation claims arising from employee illness or injury as a result of their work for you.

Professional indemnity

Cover for any claim made against your organisation by a client or customer for any losses they suffer as a result of your work or advice.

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01922 214 412
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Our featured insurance products

business insurance

Business insurance

A range of policies that protect your business against financial loss regardless of size. This could be from damage to your property, theft of your stock or equipment, or legal costs either arising from injuries to your staff or members of the public.

charity insurance

Charity insurance

A range of policies that protect your charity, community group or not for profit organisation, from accidents involving volunteers or event visitors to allegations of wrongdoing against trustees.

faith and community insurance

Faith & community insurance

A range of policies that protect your place of worship such as Church, Temple, Mosque or other religious building from damage, theft of religious artifacts to accidents involving volunteers.

landlord's insurance

Landlord's insurance

Also known as buy-to-let insurance, it is a combination of policies designed to protect a landlord and their properties. Whether you have one property or 10, occupied or unoccupied, a cover can be tailored to your specific requirements.

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If you have a question regarding your insurance, feel free to get in touch.

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