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Providing childcare can be very rewarding but it also comes with great responsibility.

We understand that your business will have a variety of specialised needs and Nursery insurance is designed to cover UK registered child day-care providers on non-domestic premises. This includes nurseries, preschools, Montessori schools, playgroups and kindergartens and is available to individual settings or a chain.

Our insurance policies are bespoke and tailored to suit your individual business needs, our dedicated team work on your behalf to get the policy most proficient for you and for the best price.

You can choose from an extensive range of covers which are tailored to suit your needs.

What insurance covers would a nursey need?

  • Public liability – Protects you from compensation claims for injury or damage, for example a child slipping on a spillage and the parents claiming for compensation would be covered.
  • Equipment – Covers the cost of all the equipment such as play apparatus and technology if its lost, stolen or damaged.
  • Employers’ liability – A legal requirement if you have employees, casual workers or volunteer staff to cover any claims if they become unwell or suffer an injury in the workplace.

These Additional covers are also available should you need them:

  • Buildings and contents cover, or Tenants Improvements
  • Portable Equipment
  • Business Interruption
  • Professional Indemnity
  • Loss of Registration
  • Treatment Liability
  • Directors', trustees' and officers' liability
  • Employee dishonesty
  • Terrorism
  • Personal Accident
  • Legal Protection

Nursery insurance in action:

Contract disputes

A dispute over childcare fees that a parent owed to your nursery is took to the courts, the parent counterclaims to get their deposit back meaning you are liable to pay legal fees and not recover the debt owed. The court struck out the parents claim in your favour and the debt was eventually paid however the insurer covered the legal costs meaning you are not out of pocket.

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Get a quote from us for your Nursery Insurance.

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Extensive cover for complex needs

Public liability

Protection against liability claims made against you or your organisation.

Employers liability

Protection against the cost of compensation claims arising from employee illness or injury as a result of their work for you.

Professional indemnity

Cover for any claim made against your organisation by a client or customer for any losses they suffer as a result of your work or advice.

Need help? Call us

01922 214 412
Weekdays 9am - 5pm

Our brokers are knowledgeable and friendly. They’re specialists who can provide the advice and help you need.

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If you have a question regarding your insurance, feel free to get in touch.

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